Tropical FCU

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If you do not know your HomeBranch Personal Identification Number or need assistance, please call 305-261-8328 from Miami-Dade County or 888-261-8328 from all other areas.

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Loans

South Florida Credit Union Continues To Lend Money for Mortgages and Other Loans 

October 20, 2008 – During the current economic crisis, finding stable mortgage lenders in South Florida is not as easy as it was just last year. Despite the major bank bailouts, decreasing property values and increasing home foreclosures, Tropical Financial Credit Union (TFCU) is still lending in South Florida. Whether you are looking for a credit union car loan, small business loans, or mortgage lending in South Florida, Tropical Financial can help.

Because Tropical Financial Credit Union is member-owned and operates as a not-for-profit institution, there are no outside stockholders to satisfy. Therefore, savings are passed on to the members. This allows the credit union to remain competitive, even in times of financial distress.  And the National Credit Union Association (NCUA) provides Federal depository insurance protecting credit union members, the same way the FDIC covers bank customers.  Yet, no credit union has ever needed a bailout. 

With NCUA account insurance, all Tropical Financial Credit Union accounts are fully insured up to $250,000. This gives depositors a safe place to keep their money.  TFCU has mortgage, car and small business loan representatives that can take borrowers through the entire process to ensure they choose the right program.

If you are in the market for a South Florida mortgage, you do not have to go far for lending. Tropical Financial is conveniently located all over the counties of Palm Beach, Miami-Dade, Broward, and the city of Sarasota. There is also an online branch, where you can apply for a loan and get approval without leaving your living room. If you think you will not be able to finance a home, car, or small business because of the current economic status, think again. Tropical Financial is still lending, with no end in sight.

About Tropical Financial Credit Union
TFCU has been a leading South Florida mortgage lender since 1935. As a member-owned and member-operated financial cooperative, Tropical currently manages the time and money of over 65,000 members.

If you have questions about a mortgage, other loan, or NCUA Safety, contact us at 305-261-8328 in Miami-Dade County or 1-888-261-8328 elsewhere.