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ATM/Debit Card Safety

ATM/Debit cards provide a great convenience for withdrawing funds or for purchasing goods and services without the need for paper money. Although there is a variety of security measures in place to help prevent fraud and theft while at the ATM or when using your card at a merchant, not all crimes are preventable. Therefore, we have provided the following tips you can do to help to keep you safe and further prevent the risk of ATM and Debit fraud.

To prevent ATM and Debit fraud:

Sign your cards as soon as you receive them.
Your signature helps to protect you from fraud. Merchants often compare signatures and ID’s before completing a transaction.

Memorize your PIN (personal identification number).
Do not write your PIN on your card or share it with anyone.

Be aware of your surroundings.
Survey the surrounding area before approaching and using an ATM. After your transaction has been completed, remember to take your card, receipt, and cash then leave immediately. Never count your cash at the machine. Wait until you have reached a safe area to do so.

Conceal your PIN.
Shield the screen and keypad with your body when entering your PIN to prevent others from seeing your number.

Keep it in a safe place.
Treat your card like cash and do not display it until needed.

Don’t let others use your card.
Avoid lending your card to anyone or leaving them unattended and unsecured, including your car (even if locked) or at work.

Inspect the receipt before you sign.
Watch the merchant perform your card authorization and ensure purchases are recorded properly before signing the receipt.

Shred all receipts when no longer needed.
Some receipts may contain card numbers or other account information. Always destroy them before placing them in the trash.

Monitor account activity.
Review your account statements as soon as you receive them for suspicious transactions.

Inspect the ATM or terminal for any evidence of tampering.
Thieves can install electronic devices used for capturing your card information. This is commonly known as ‘skimming’.

Immediately report any lost or stolen cards.
It is important that you report the lost or stolen card as quickly as possible to limit any potential financial loss.

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