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Business Services

Florida's Best Place for Small Business Banking

If you're doing business in South Florida, you should be doing business with the best financial institution for small businesses. Whether you want to open a corporate account, need a small business loan to help you grow your company, or want high-yield savings, depend on Tropical Financial Credit Union for Florida's best business banking with excellent service, value and convenience.

We offer trustworthy, small business-friendly banking services to meet your unique financial needs whether you have a sole proprietorship, a partnership or a corporation. Tropical Financial Credit Union's efficient and economical small business products and banking services make us the best financial institution for small businesses. We're ready to provide you with the small business banking and financial services you need to compete aggressively and grow healthier and more prosperous. These services include high yield savings accounts, free business checking, small business credit cards, high interest money market accounts, business financial planning and more. Our flexible financial tools can get you where you want to go and make us Florida's best financial institution for small business banking. Tropical Financial can also meet your business checking, cash management, borrowing, retirement/insurance planning needs and more.

Tropical Financial Credit Union's business online banking provides small business accounts with services that will simplify your job by letting your company bank from wherever you have online access, 24 hours a day. It's a secure, no hassle way to save time and money. Pay virtually anyone from anywhere and enjoy the peace of mind that your bills are paid on time, every time. You can also schedule transfers, view check images, make loan payments, and review all scheduled payments and payment history at a glance.

• Business Savings Account High interest rates for savings
• Business High Yield Savings Highest interest rates for savings
• Business Checking  An extensive selection of checking solutions to meet just about any need - or opportunity
• Business Visa® Check Card  Earn Bonus One Reward points
• Business Loan Products Small business financing solutions to help you manage your cash or buy equipment.
• Money Markets and Certificates   Smart saving and investment tools
• Other Business Services Online, merchant, and payroll services

Eligibility
Your company is eligible for Tropical Financial Membership if it is located in Miami-Dade, Broward, Palm Beach, or Sarasota Counties or in the following zip codes:

33455 - Hobe Sound
33458 - Jupiter
33469 - Tequesta
33477 - Jupiter/ Tequesta (East)
33478 - Jupiter/Tequesta (West)

How to Sign Up
To sign up for business banking services, download the membership application using Adobe Acrobat Reader. If you do not have this software already, click here for a free download from Adobe. Once you have it installed on your PC, just fill out the Business Services Membership Application and print, complete and mail the application.

Be sure to include the following when you mail the application:

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• Business license
• Taxpayer ID number
• A minimum deposit of $5.00 issued by check or money order.

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Each authorized signer must provide one of the following picture IDs that includes the signer's signature:

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• Current State-Issued Driver's License
• Current US Passport
• Current Alien Card
• Current State-Issued Identification Card

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Also, depending on the type of company, there are additional documents required:

Type of company	Required Documentation
Sole Proprietorship CLICK TO APPLY	If the account title will be in a business name other than the owner's name: Certified copy of the Fictitious Name Certificate, or Copy of the notice published in a newspaper
Partnership CLICK TO APPLY	Partnership agreement Certified copy of the Fictitious Name Certificate or, Copy of the notice published in a newspaper
Limited Partnership CLICK TO APPLY	Limited Partnership Agreement that designates the names of the partners of the business
Limited Liability Company (LLC) CLICK TO APPLY	Signed Articles of Incorporation showing the individuals authorized to sign
Corporation CLICK TO APPLY	Signed Articles of Incorporation showing the individuals authorized to sign Copy of the Corporate Resolution, and If the account title is a name other than the corporate title, a certified copy of the Fictitious Name Certificate, or Copy of the notice published in a newspaper
Non-Profit Organization	Copy of Corporate Resolution A copy of the IRS Ruling on Tax Exemption A Statement on corporate letterhead indicating the corporation's tax-exempt status and the Employer Identification Number If the account title is a name other than the corporate title, a certified copy of the Fictitious Name Certificate, or Copy of the notice published in a newspaper

The membership application must be filled out completely and mailed to: