Tropical FCU

Internet Banking Enrollment

Enrolling in Internet Banking is easy - here's how:

If you do not know your HomeBranch Personal Identification Number or need assistance, please call 305-261-8328 from Miami-Dade County or 888-261-8328 from all other areas.

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Deposits

Deposits

Deposits

Switch to TFCU's FREE* Checking
All the Features You Expect - And More!

Don't worry about hidden charges. With our FREE* checking account, there won't be any.

*No monthly fees, no per check fees. +EZ Deposits at 90 days and subject to approval.

High Yield Interest Checking Accounts

It's so easy to let the money in your checking account work harder for you. With Interest Checking, Tropical Financial gives you attractive interest rates along with the checking options you want.  Say wow to all the best features of our top checking accounts plus interest!  If you’re a Basic member, you will pay a small monthly service fee but, on the good side, you’ll be earning interest and we’re committed to delivering a high yield on your checking account balance.

And For Your Added Convenience...

Carbonless copies of checks make record keeping easy and optional Overdraft Protection is available from Savings or a Personal Signature Loan.

Reorder your checks online any time of the day or night. Just click here to place an order, check on the status of an order, select other check designs, and more.

Daily ATM withdrawal limits (including point-of-sale transactions using your card and PIN) have increased and are based on account relationship: Look on your monthly statement for your current account relationship status.

Plus: $1,000

Enhanced: $500

i$ucceed or Basic: $500

Check Hold Policy:

Funds from your daily deposits of local and non-local checks will be available immediately based on account relationship up to:

  • Plus: $5,000
  • Enhanced: $2,000
  • i$ucceed or Basic: $500

The remaining funds will be available on the second business day after the day of your deposit (longer holds may apply). For example, if you have a Basic account relationship and deposit a local check of $700 on a Monday, $500 of the deposit is available immediately. The remaining $200 is available on Wednesday.

View Checking Policy PDF

For more detailed information, please contact a TFCU Representative at 305-261-8328 in Miami-Dade County 
or 888-261-8328 elsewhere.

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