Deposits

Premier One High Yield Checking: Best Free Checking Accounts in South Florida

Our High-Yield Checking Account has all the best benefits of a free personal checking account plus an exceptional tiered interest rate.

If you insist on high DIVIDENDS (and who wouldn't want more interest) and require easy access to your funds, Premier One High Yield Checking is designed for you.

With a Premier One High Yield Checking Account,  DIVIDENDS are tiered based on your daily balance, providing you with a return that is competitive with many money market accounts and long-term investments. Yet, there are no restrictions on the number of checks you can write in a month.

In addition, once you open your account with a minimum of $10,000 from another financial institution, you qualify for a Tropical Plus relationship⁺. Tropical Plus⁺ means you can sit back, relax and not be afraid to watch the shopping network, as you reap the nice rewards we offer for making the most of your Tropical Financial membership including enhanced services, such as lower and fewer fees, higher earnings on savings and more....

If you insist on high DIVIDENDS^* and require easy access to your funds, Premier One is designed for you. With Premier One, DIVIDENDS^* are tiered based on your daily balance, providing you with a return that is competitive with many money market accounts and long-term investments. Yet, there are no restrictions on the number of checks you can write in a month.

…Well, why tease you with more.  We’re all about more.  It’s our policy.  Here’s the Tropical Plus benefits in full:
 •  No ATM fees (imposed by Tropical Financial)
 
 •  1/4% decrease on fixed-rate auto and home equity loan interest rates

 •  1/4% increase on certificate rates
 
 •  1/2% annual rebate on certain VISA Check Card purchases

 •  No monthly fees

Plus, as always, and this goes for whatever checking tier you’re in, your funds are easily accessible from our full service branches, limited service branches, 24/7 online banking and our extensive 24/7 ATM network. Enjoy convenient access to your accounts from home, the office or on the road with our best free checking accounts.

*Annual Percentage Yield (APY) and dividend rates are the prospective yields and rates that the Credit Union anticipates paying for the monthly dividend period.
 +Plus Relationship Requirements: Maintain $10,000 in average daily deposits or $30,000 in month end loan balances.