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Loans

New & Used Auto

Drive Happy with a TFCU Auto Loan

Whether you are in the market for a new or used vehicle or looking to refinance your
high-rate auto loan, Tropical Financial has a loan that’s right for you.

Rates as Low as 3.99% APR* for up to 36 months! 

*APR=Fixed annual percentage rate is based on creditworthiness for terms up to 36 months.  Rate is available on used 2008 and 2009 vehicles.  Other rates and terms are available for up to 84 months.  Minimum loan amount for 84 month term is $15,000.  Actual loan amount is not to exceed the lesser of the purchase price or 100% of the manufacturer's suggested retail price (MSRP) on new vehicles or lesser of the purchase price or the National Automobile Association (NADA) retail value.  3.99% includes the Tropical Plus member discount.  Some restrictions may apply.  Rates are subject to change without notice.  Offer excludes refinancing of existing TFCU loans.

Tropical Financial offers low RATES, flexible terms and up to 100% financing. For the ultimate in convenience, TFCU can pre-approve your loan before you shop for a new or used vehicle. Apply online today!

 

Apply for a Tropical Financial auto loan while you are at a participating dealership -even when we are closed. Just tell the dealer that you'd like to finance your car with Tropical Financial. If your loan is approved, you can drive away in your new car.
Visit TFCU's CUDL website to see the list of participating dealers, research vehicles, other important car buying information.

New Automobile Loans:

Tropical Financial considers all current year models and models from the previous year, as "new." Demos that meet these requirements are also considered new autos, regardless of mileage.

Every new vehicle comes with:

Low fleet pricing
Delivery to home, work or AutoBranch
Manufacturer’s rebate (if applicable)
And more…
If you need assistance with your trade, AutoBranch can assist by making sure that you are getting the fair market value for your vehicle.

Used Automobile Loans:

The total amount of used car financing available will be based on the NADA "Retail Value" including options.

Are you in the market for a new or pre-owned vehicle? Let AutoBranch assist you with a worry-free car buying experience. AutoBranch provides assistance to Tropical Financial Credit Union members with the purchase of pre-owned or new vehicles. All vehicles are held to the highest standards of quality, selection, and value.

Every pre-owned vehicle comes with:

• A price below NADA retail value (no sales pressure or negotiation needed)
• A 100% risk free, 7-day/1,000 mile money back guarantee
• Coverage for the balance of factory warranty (if applicable)
• A 100-day/3,000 mile limited warranty
• And more…
  

If you’re in the market for a brand new vehicle, the Auto Advisor at AutoBranch will assist you with your purchase by providing sound advice, negotiating the price of the vehicle and working with local dealer partners to provide you with a "fleet" price, saving you money.

Call (954) 691-CARS (2277) in Broward County, (866) 5BUY-CAR (528-9227) outside of Broward County, or visit AutoBranch.