Tropical FCU

Internet Banking Enrollment

Enrolling in Internet Banking is easy - here's how:

If you do not know your HomeBranch Personal Identification Number or need assistance, please call 305-261-8328 from Miami-Dade County or 888-261-8328 from all other areas.

Close

Home  |  Locations  |  Contact Us  |  Security  |  Careers  |  En Español
Loans

Loans

 

Loans

 NEW & USED Auto

Rates as low as 1.99%APR*
for terms up to 36 months!*

*APR=Fixed annual percentage rate is based on creditworthiness for terms up to 36 months. 1.99% offer requires a loan-to-value of 89% or less. Rate is available on new or used 2007 thru 2011 vehicles.  Other rates and terms are available for terms up to 84 months for new vehicles. Minimum loan amount for terms of 75 months or more is $15,001. Actual loan amount is not to exceed the lesser of the purchase price or 100% of the manufacturer's suggested retail price (MSRP) on new vehicles or lesser of the purchase price of the National Automobile Dealers Association (NADA) retail value on any previously titled autos. 1.99% includes the Tropical Plus member discount. Some restrictions may apply. Rates are subject to change without notice..

TFCU members can Borrow Smart and Buy Smart with Enterprise Car Sales!

  • We'll Give You Top Dollar For Your Trade!¹

  • And, we'll make your first payment up to $300!²
    Get
    Pre-Approved today!

  • Plus, rates as low as 1.99% APR!³
    Upon used vehicle purchase from Enterprise Car Sales.

You made a smart move when you joined Tropical Financial Credit Union, so when you’re ready to purchase a vehicle just get pre-approved for an auto loan at one of the most competitive rates around.

Then, visit Enterprise Car Sales, where you’ll receive the same world-class personal service you’ve come to expect from TFCU. You’ll also experience The Perfect Used Car Package® that ensures your complete satisfaction. With more than 120 makes and models of late-model, low-mileage certified vehicles, you’re sure to find the one that’s just right for you.

Tropical Financial membership is required.1We provide a fair and competitve offer for your vehicle.  Customer is responsible for any pay-off of their trade-in vehicle in excess of Enterprise offer.  See Enterprise Car Sales Manager for details. 
2 Vehicle must be financed using standard financing terms through Tropical Financial Credit Union to qualify for payment offer. Tropical Financial Credit Union will make the first payment on the payment due date up to $300 on member's behalf after vehicle is financed through Tropical Financial Credit Union. Offer void when 7-day Repurchase Agreement is activated. Offer valid now through 12/31/12. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer.
3 APR = Fixed annual percentage rate is based on credit worthiness. 1.99% offer requires a loan-to-value of 89% or less and a beacon score of 730 or higher. Rate is available on used 2007 and newer vehicles. Rates may be as high as 17.90% APR with terms available for up to 72 months. Minimum loan amount for 72 month term is $15,000. Actual loan amount is not to exceed the lesser of the purchase price or the National Automobile Dealers Association (NADA) retail value on any previously titled autos. 1.99% includes the Tropical Plus member discount. Other restrictions may apply. Tropical Financial Credit Union reserves the right to verify employment and income. Tropical Financial Credit Union membership required with $5.00 minimum in savings.
The “e” logo, Enterprise, the “Enterprise Certified” logo, “ The Perfect Used Car Package”, “Borrow Smart. Buy Smart.”, and “Haggle-free buying. Worry-free ownership.” Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2011 Enterprise Car Sales. B05339 SS04/11 SH