Loans

Vehicle Refinancing

Drive your auto loan from another institution over to Tropical by refinancing your auto loan to a lower rate. Tropical Financial Credit Union may be able to save you hundreds of dollars over the life of your auto loan and lower your monthly car payment. Our attractive rates may make the move worthwhile! Presently owned "new" cars can be refinanced with new car RATES. Refinance and transfer your high-interest rate loan from another financial institution to Tropical Financial Credit Union by taking advantage of our auto refinancing promotion today.

Refinance your auto loan with TFCU and Get $200 CASH*! 
Plus, you could lower your payment!

For a fast loan response, click below to complete your application or call 305-261-8328 or 1-888-261-8328, outside Miami-Dade County.

*Auto refinance rates do not apply to car loans financed at TFCU or through SFAC. TFCU membership required. $10,000 minimum loan balance required for cash incentive and rate discount. Refinance offer limited to one per vehicle. $200 cash bonus will be deposited to your TFCU savings or checking account at closing.  Offer cannot be combined with any other offer. Other restrictions may apply.

Refinancing your auto loan will be no lower than 3.99% APR. Rate subject to change without notice. Loan approval and Annual Percentage Rate (APR) are based on creditworthiness. Limited time offer.