Internet Banking Enrollment
Enrolling in Internet Banking is easy - here's how:
- In the Account Number box, enter your Savings Account Number (as shown on your member statement).
- In the Password box, enter your numeric HomeBranch Personal Identification Number.
If you do not know your HomeBranch Personal Identification Number or need assistance, please call 305-261-8328 from Miami-Dade County or 888-261-8328 from all other areas.
Rates
Auto
Rates Effective June 1, 2009
| TYPE OF LOAN ACCOUNT | APR** AS LOW AS | DAILY PERIODIC RATE | APPROXIMATE TERM | |
| New Automobile (up to 36 Months) | 3.74%+ | .010246 | null | |
| New Automobile (up to 60 Months) | 4.99%* | .013671 | Up to $5,000 48 mo. $5,001-$15,000 + 60 mo. | null |
| New Automobile (61 Months and up) | 4.99%* | .013671 | $15,000+ 72mo. | null |
| New Auto Extended 73-84 Months | 7.25%* | .019863 | Max Term 73-84 Months | null |
| Used Automobile (up to 36 Months) | 3.74%+ | .010246 | null | |
| Used Automobile (up to 60 Months) | 4.99%* | .013671 | Up to $5,000 48 mo. $5,001-$15,000 60 mo. | null |
| Used Automobile (61 Months and up) | 4.99%* | .013671 | Up to $5,000 48 mo. $5,001-$15,000 60 mo. | null |
| Used Auto Extended 73-84 Months | 7.25%* | .019863 | Max Term 73-84 Months | null |
| New Recreational | 9.95%* | .027260 | null | |
| Used Recreational | 9.95%* | .027260 | null |
* Rate includes a .25% reduction for members who meet the requirements of a Tropical Plus Relationship.
+APR=Fixedannual percentage rate is based on creditworthiness for terms up to 36 months. Rate is available on used 2008 and 2009 vehicles. Other rates and terms are available for up to 84 months. Minimum loan amount for 84 month term is $15,000. Actual loan amount is not to exceed the lesser of the purchase price or 100% of the manufacturer's suggested retail price (MSRP) on new vehicles or lesser of the purchase price or the National Automobile Association (NADA) retail value. 3.99% and 4.99% includes the Tropical Plus member discount. Some restrictions may apply. Rates are subject to change without notice. Offer excludes refinancing of existing TFCU loans.
Tropical Plus Membership: To qualify for a Tropical Plus relationship with Tropical Financial Credit Union, you must maintain at least $10,000 in combined daily deposits or $30,000 in combined month-end loan balances.
Automobile and Recreational Vehicle loans: Up to 100% financing not to exceed the lesser of MSRP or the final purchase price plus tax and Vehicle Service Agreement on new vehicles or the NADA Retail value plus/minus options and mileage on used vehicles. New automobiles include autos current year and previous year. Recreational loans include RVs, Boats, Motors, Trailers, Travel Trailers, Motor Homes, Campers and Motorcycles.
