Tropical FCU

Internet Banking Enrollment

Enrolling in Internet Banking is easy - here's how:

If you do not know your HomeBranch Personal Identification Number or need assistance, please call 305-261-8328 from Miami-Dade County or 888-261-8328 from all other areas.

Close

Home  |  Locations  |  Contact Us  |  Security  |  Careers  |  En Español New!
Rates

Rates

  

Checking

Rates Effective February 24, 2010

Type of Savings AccountMinimum To OpenDividend Payment FrequencyAPYRATE
Checking* **$0Quarterly 40.1000%0.1000
Free Checking$0Quarterly 40.0000%0.0000%
Health Savings Account (Checking) - Tier 10 - $4,999.99Monthly5.00%4.8889%
Health Savings Account (Checking) - Tier 2$5,000.00 - $14,999.99Monthly5.00%4.8889%
Health Savings Account (Checking) - Tier 3$15,000.00 - $49,999.99Monthly5.00%4.8889%
Health Savings Account (Checking) - Tier 4$50,000 and overMonthly5.00%4.8889%
Premier One Checking - Tier 1***$10,000Monthly0.2500%0.2497%
Premier One Checking - Tier 2$25,000Monthly 120.2500%0.2497%
Premier One Checking - Tier 3$50,000Monthly 120.5000%0.4989%
Premier One Checking - Tier 4$75,000Monthly 120.5000%0.4989%
Business Checking$0Quarterly 40.0000%0.0000%
Business Select Checking$100Monthly 120.0000%0.0000%
Business Performance Checking******$100Monthly 121.0000%0.9954%
Business High Performance Checking*****$100Monthly 121.0000%0.9954%
Business Cash Management Checking****$2500Monthly 120.0000%2.1500%

*Annual Percentage Yield (APY) and dividend rates are the prospective yields and rates that the Credit Union anticipates paying for the quarterly dividend period.
 
 
Certificate Rate includes additional .25% for members who meet the requirements of a Tropical Plus Relationship
 
Plus Relationship Requirements: Maintain $10,000 in average daily deposits or $30,000 in month end loan balances
 
** A minimum balance of $2,500 must be maintained each day to earn a dividend on the daily balance and obtain the declared annual percentage yield.
 
*** A minimum balance of $10,000 must be maintained in account each day to earn a dividend on the daily balance and obtain the declared annual percentage yield.
 
Business Performance Checking: A minimum balance of $5,000 must be maintained in checking account each day to earn a dividend on the daily balance
 
Business High Performance Checking: A minimum balance of $10,000 must be maintained in checking account each day to earn a dividend on the daily balance
**** Dividends are not paid  on the Business Cash Management Checking account. Rather an interest credit is earned to offset fees.

***** You must maintain a minimum daily balance of $10,000 in your account each day to obtain the disclosed annual percentage yield.

****** You must maintain a minimum daily balance of $5,000 in your account each day to obtain the disclosed annual percentage yield.