Internet Banking Enrollment
Enrolling in Internet Banking is easy - here's how:
- In the Account Number box, enter your Savings Account Number (as shown on your member statement).
- In the Password box, enter your numeric HomeBranch Personal Identification Number.
If you do not know your HomeBranch Personal Identification Number or need assistance, please call 305-261-8328 from Miami-Dade County or 888-261-8328 from all other areas.
Rates
High Yield Savings
| Type of Savings Account | Minimum To Open | Dividend Payment Frequency | APY | RATE |
| Transaction Savings* | $5 | Quarterly 4 | 0.1500% | 0.1499% |
| High Yield Savings ** | $2,500 | Monthly 12 | 0.3500% | 0.3494% |
| Business High Yield Savings*** | $10,000 | Monthly 12 | 0.5000% | 0.4989% |
| Roth IRA Savings* | $25 | Quarterly 4 | 0.2500% | 0.2498% |
| Roth Conduit IRA Savings* | $25 | Quarterly 4 | 0.2500% | 0.2498% |
| Traditional IRA Savings* | $25 | Quarterly 4 | 0.2500% | 0.2498% |
| Holiday Club* | $0 | Quarterly 4 | 0.1500% | 0.1499% |
| SEA Money Market - Tier 1** | $2,500 | Monthly 12 | 0.2500% | 0.2497% |
| SEA Money Market - Tier 2 | $10,000 | Monthly 12 | 0.2500% | 0.2497% |
| SEA Money Market - Tier 3 | $25,000 | Monthly 12 | 0.2500% | 0.2497% |
| SEA Money Market - Tier 4 | $50,000 | Monthly 12 | 0.5000% | 0.4989% |
| Business Savings* | $5 | Quarterly 4 | 0.1500% | 0.1499% |
| Business SEA Money Market - Tier 1** | $2,500 | Monthly 12 | 0.2500% | 0.2497% |
| Business SEA Money Market - Tier 2 | $10,000 | Monthly 12 | 0.2500% | 0.2497% |
| Business SEA Money Market - Tier 3 | $25,000 | Monthly 12 | 0.2500% | 0.2497% |
| Business SEA Money Market - Tier 4 | $50,000 | Monthly 12 | 0.5000% | 0.4989% |
*Annual Percentage Yield (APY) and dividend rates are the prospective yields and rates that the Credit Union anticipates paying for the quarterly dividend period.
Certificate Rate includes additional .25% for members who meet the requirements of a Tropical Plus Relationship
Plus Relationship Requirements: Maintain $10,000 in average daily deposits or $30,000 in month end loan balances
** A minimum balance of $2,500 must be maintained in checking account each day to earn a dividend on the daily balance and obtain the declared annual percentage yield.
*** Dividends are not paid on the Business Cash Management Checking account. Rather an interest credit is earned to offset fees.
Business Performance Checking: A minimum balance of $5,000 must be maintained in checking account each day to earn a dividend on the daily balance
Business High Performance Checking: A minimum balance of $10,000 must be maintained in checking account each day to earn a dividend on the daily balance
**** A minimum balance of $10,000 must be maintained in checking account each day to earn a dividend on the daily balance and obtain the declared annual percentage yield.
