Deposit Rates - EFFECTIVE DECEMB
Deposit Rates - EFFECTIVE DECEMBER 18, 2007
Type of Savings Account Minumum To Open Dividend Payment APY Rate
Frequency
 
Checking* ** $0 Quarterly 4 0.1500% 0.1499%
Free Checking $0 Quarterly 4 0.0000% 0.0000%
Reqular Savings* $5 Quarterly 4 0.5000% 0.4991%
Transaction Shares* $5 Quarterly 4 0.4000% 0.3994%
High Yield Savings ** $2,500 Monthly 12 3.5000% 3.4550%
Business High Yield Savings ** $10,000 Monthly 12 3.5000% 3.4550%
Roth IRA Savings* $25 Quarterly 4 0.2500% 0.2498%
Roth Conduit IRA Savings* $25 Quarterly 4 0.2500% 0.2498%
Traditional IRA Savings* $25 Quarterly 4 0.2500% 0.2498%
Holiday Club* $0 Quarterly 4 0.2500% 0.2498%
SEA Money Market - Tier 1 $2,500 Monthly 12 1.0000% 0.9954%
SEA Money Market - Tier 2 $10,000 Monthly 12 1.0000% 0.9954%
SEA Money Market - Tier 3 $25,000 Monthly 12 1.7500% 1.7361%
SEA Money Market - Tier 4 $50,000 Monthly 12 2.2500% 2.2271%
Premier One Checking - Tier 1 $10,000 Monthly 12 1.0000% 0.9954%
Premier One Checking - Tier 2 $25,000 Monthly 12 1.5000% 1.4898%
Premier One Checking - Tier 3 $50,000 Monthly 12 2.2500% 2.2271%
Premier One Checking - Tier 4 $75,000 Monthly 12 2.2500% 2.2271%
Business Savings* $5 Quarterly 4 0.4000% 0.3994%
Business Checking* $0 Quarterly 4 0.0000% 0.0000%
Business Select Checking $0 Monthly 12 0.0000% 0.0000%
Business Performance Checking** $0 Monthly 12 0.4000% 0.3993%
Business High Performance Checking** $0 Monthly 12 0.4000% 0.3993%
Business Cash Management Checking*** $500 Monthly 12 0.0000% 4.4000%
Business SEA Money Market - Tier 1 $2,500 Monthly 12 1.0000% 0.9954%
Business SEA Money Market - Tier 2 $10,000 Monthly 12 1.0000% 0.9954%
Business SEA Money Market - Tier 3 $25,000 Monthly 12 1.7500% 1.7361
Business SEA Money Market - Tier 4 $50,000 Monthly 12 2.2500% 2.2271%
CERTIFICATE PRODUCTS MINIMUM TO OPEN TERM APY RATE
Regular Certificate  $500 90 Days 2.2500% 2.2313%
$500 152 Days 4.2500% 4.1839%
$500 182 Days 3.2500% 3.2111%
$500 210 Days 3.2500% 3.2111%
$500 270 Days 3.2500% 3.2111%
$500 12 Mos. 3.2500% 3.2111%
$500 15 Mos. 3.2500% 3.2111%
$500 18 Mos. 3.2500% 3.2111%
$500 21 Mos. 3.2500% 3.2111%
$500 24 Mos. 3.2500% 3.2111%
$500 30 Mos. 3.2500% 3.2111%
$500 60 Mos. 3.2500% 3.2111%
Jr. Jumbo Certificate $50,000 90 Days 2.5000% 2.4769%
$50,000 152 Days 4.5000% 4.4260%
$50,000 182 Days 3.5000% 3.4550%
$50,000 210 Days 3.5000% 3.4550%
$50,000 270 Days 3.5000% 3.4550%
$50,000 12 Mos. 3.5000% 3.4550%
$50,000 15 Mos. 3.5000% 3.4550%
$50,000 18 Mos. 3.5000% 3.4550%
$50,000 21 Mos. 3.5000% 3.4550%
$50,000 24 Mos. 3.5000% 3.4550%
$50,000 30 Mos. 3.5000% 3.4550%
$50,000 60 Mos. 3.5000% 3.4550%
Jumbo Certificate $100,000 90 Days 2.5000% 2.4769%
$100,000 152 Days 4.5000% 4.4260%
$100,000 182 Days 3.5000% 3.4550%
$100,000 210 Days 3.5000% 3.4550%
$100,000 270 Days 3.5000% 3.4550%
$100,000 12 Mos. 3.5000% 3.4550%
$100,000 15 Mos. 3.5000% 3.4550%
$100,000 18 Mos. 3.5000% 3.4550%
$100,000 21 Mos. 3.5000% 3.4550%
$100,000 24 Mos. 3.5000% 3.4550%
$100,000 30 Mos. 3.5000% 3.4550%
$100,000 60 Mos. 3.5000% 3.4550%
Traditional & Roth IRA Shares* $25 - 0.2500% 0.2498%
Traditional & Roth Jr. Jumbo IRA Certificate $50,000 210 Days 3.5000% 3.4550%
Traditional & Roth Jumbo IRA Certificate $100,000 210 Days 3.5000% 3.4550%
Traditional & Roth IRA Certificate $500 182 Days 3.2500% 3.2111%
$500 152 Days 4.2500% 4.1839%
$500 210 Days 3.2500% 3.2111%
$500 270 Days 3.2500% 3.2111%
$500 12 Mos. 3.2500% 3.2111%
$500 15 Mos. 3.2500% 3.2111%
$500 18 Mos. 3.2500% 3.2111%
$500 21 Mos. 3.2500% 3.2111%
$500 24 Mos. 3.2500% 3.2111%
$500 30 Mos. 3.2500% 3.2111%
$500 48 Mos 3.2500% 3.2111%
$500 60 Mos. 3.2500% 3.2111%
Traditional & Roth IRA Variable Certificate $25 24 Mos. 3.2500% 3.2111%
Traditional & Roth Conduit IRA Shares* $25 - 0.2500% 0.2498%
Traditional & Roth Conduit IRA $500 152 Days 4.2500% 4.1839%
$500 182 Days 3.2500% 3.2111%
$500 210 Days 3.2500% 3.2111%
$500 270 Days 3.2500% 3.2111%
$500 12 Mos. 3.2500% 3.2111%
$500 18 Mos. 3.2500% 3.2111%
$500 24 Mos. 3.2500% 3.2111%
$500 30 Mos. 3.2500% 3.2111%
$500 48 Mos 3.2500% 3.2111%
$500 60 Mos. 3.2500% 3.2111%
 ~ Rates are subject to change without notice ~

*Annual Percentage Yield (APY) and dividend rates are the prospective yields and rates that the Credit Union anticipates paying for the quarterly dividend period.

Certificate Rate includes additional .25% for members who meet the requirements of a Tropical Plus Relationship
Plus Relationship Requirements: Maintain $10,000 in average daily deposits or $30,000 in month end loan balances
** A minimum balance of $2,500 must be maintained in checking account each day to earn a dividend on the daily balance and obtain the declared annual percentage yield.
*** Dividends are not paid on the Business Cash Management Checking account. Rather an interest credit is earned to offset fees.
Business Performance Checking: A minimum balance of $5,000 must be maintained in checking account each day to earn a dividend on the daily balance
Business High Performance Checking: A minimum balance of $10,000 must be maintained in checking account each day to earn a dividend on the daily balance
**** A minimum balance of $10,000 must be maintained in checking account each day to earn a dividend on the daily balance and obtain the declared annual percentage yield.