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Deposit Rates - EFFECTIVE DECEMB
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Deposit Rates -
EFFECTIVE DECEMBER 18, 2007 |
|
Type of Savings Account |
Minumum To Open |
Dividend Payment |
APY |
Rate |
|
Frequency |
|
|
|
Checking* ** |
$0 |
Quarterly 4 |
0.1500% |
0.1499% |
|
Free Checking |
$0 |
Quarterly 4 |
0.0000% |
0.0000% |
|
Reqular Savings* |
$5 |
Quarterly 4 |
0.5000% |
0.4991% |
|
Transaction Shares* |
$5 |
Quarterly 4 |
0.4000% |
0.3994% |
|
High Yield Savings ** |
$2,500 |
Monthly 12 |
3.5000% |
3.4550% |
|
Business High Yield Savings ** |
$10,000 |
Monthly 12 |
3.5000% |
3.4550% |
|
Roth IRA Savings* |
$25 |
Quarterly 4 |
0.2500% |
0.2498% |
|
Roth Conduit IRA Savings* |
$25 |
Quarterly 4 |
0.2500% |
0.2498% |
|
Traditional IRA Savings* |
$25 |
Quarterly 4 |
0.2500% |
0.2498% |
|
Holiday Club* |
$0 |
Quarterly 4 |
0.2500% |
0.2498% |
|
SEA Money Market - Tier 1 |
$2,500 |
Monthly 12 |
1.0000% |
0.9954% |
|
SEA Money Market - Tier 2 |
$10,000 |
Monthly 12 |
1.0000% |
0.9954% |
|
SEA Money Market - Tier 3 |
$25,000 |
Monthly 12 |
1.7500% |
1.7361% |
|
SEA Money Market - Tier 4 |
$50,000 |
Monthly 12 |
2.2500% |
2.2271% |
|
Premier One Checking - Tier 1 |
$10,000 |
Monthly 12 |
1.0000% |
0.9954% |
|
Premier One Checking - Tier 2 |
$25,000 |
Monthly 12 |
1.5000% |
1.4898% |
|
Premier One Checking - Tier 3 |
$50,000 |
Monthly 12 |
2.2500% |
2.2271% |
|
Premier One Checking - Tier 4 |
$75,000 |
Monthly 12 |
2.2500% |
2.2271% |
|
Business Savings* |
$5 |
Quarterly 4 |
0.4000% |
0.3994% |
|
Business Checking* |
$0 |
Quarterly 4 |
0.0000% |
0.0000% |
|
Business Select Checking |
$0 |
Monthly 12 |
0.0000% |
0.0000% |
|
Business Performance Checking** |
$0 |
Monthly 12 |
0.4000% |
0.3993% |
|
Business High Performance Checking** |
$0 |
Monthly 12 |
0.4000% |
0.3993% |
|
Business Cash Management Checking*** |
$500 |
Monthly 12 |
0.0000% |
4.4000% |
|
Business SEA Money Market - Tier 1 |
$2,500 |
Monthly 12 |
1.0000% |
0.9954% |
|
Business SEA Money Market - Tier 2 |
$10,000 |
Monthly 12 |
1.0000% |
0.9954% |
|
Business SEA Money Market - Tier 3 |
$25,000 |
Monthly 12 |
1.7500% |
1.7361 |
|
Business SEA Money Market - Tier 4 |
$50,000 |
Monthly 12 |
2.2500% |
2.2271% |
|
CERTIFICATE PRODUCTS |
MINIMUM TO OPEN |
TERM |
APY |
RATE |
|
Regular Certificate |
$500 |
90 Days |
2.2500% |
2.2313% |
|
$500 |
152 Days |
4.2500% |
4.1839% |
|
$500 |
182 Days |
3.2500% |
3.2111% |
|
$500 |
210 Days |
3.2500% |
3.2111% |
|
$500 |
270 Days |
3.2500% |
3.2111% |
|
$500 |
12 Mos. |
3.2500% |
3.2111% |
|
$500 |
15 Mos. |
3.2500% |
3.2111% |
|
$500 |
18 Mos. |
3.2500% |
3.2111% |
|
$500 |
21 Mos. |
3.2500% |
3.2111% |
|
$500 |
24 Mos. |
3.2500% |
3.2111% |
|
$500 |
30 Mos. |
3.2500% |
3.2111% |
|
$500 |
60 Mos. |
3.2500% |
3.2111% |
|
Jr. Jumbo Certificate |
$50,000 |
90 Days |
2.5000% |
2.4769% |
|
$50,000 |
152 Days |
4.5000% |
4.4260% |
|
$50,000 |
182 Days |
3.5000% |
3.4550% |
|
$50,000 |
210 Days |
3.5000% |
3.4550% |
|
$50,000 |
270 Days |
3.5000% |
3.4550% |
|
$50,000 |
12 Mos. |
3.5000% |
3.4550% |
|
$50,000 |
15 Mos. |
3.5000% |
3.4550% |
|
$50,000 |
18 Mos. |
3.5000% |
3.4550% |
|
$50,000 |
21 Mos. |
3.5000% |
3.4550% |
|
$50,000 |
24 Mos. |
3.5000% |
3.4550% |
|
$50,000 |
30 Mos. |
3.5000% |
3.4550% |
|
$50,000 |
60 Mos. |
3.5000% |
3.4550% |
|
Jumbo Certificate |
$100,000 |
90 Days |
2.5000% |
2.4769% |
|
$100,000 |
152 Days |
4.5000% |
4.4260% |
|
$100,000 |
182 Days |
3.5000% |
3.4550% |
|
$100,000 |
210 Days |
3.5000% |
3.4550% |
|
$100,000 |
270 Days |
3.5000% |
3.4550% |
|
$100,000 |
12 Mos. |
3.5000% |
3.4550% |
|
$100,000 |
15 Mos. |
3.5000% |
3.4550% |
|
$100,000 |
18 Mos. |
3.5000% |
3.4550% |
|
$100,000 |
21 Mos. |
3.5000% |
3.4550% |
|
$100,000 |
24 Mos. |
3.5000% |
3.4550% |
|
$100,000 |
30 Mos. |
3.5000% |
3.4550% |
|
$100,000 |
60 Mos. |
3.5000% |
3.4550% |
|
Traditional & Roth IRA Shares* |
$25 |
- |
0.2500% |
0.2498% |
|
Traditional & Roth Jr. Jumbo IRA Certificate |
$50,000 |
210 Days |
3.5000% |
3.4550% |
|
Traditional & Roth Jumbo IRA Certificate |
$100,000 |
210 Days |
3.5000% |
3.4550% |
|
Traditional & Roth IRA Certificate |
$500 |
182 Days |
3.2500% |
3.2111% |
|
$500 |
152 Days |
4.2500% |
4.1839% |
|
$500 |
210 Days |
3.2500% |
3.2111% |
|
$500 |
270 Days |
3.2500% |
3.2111% |
|
$500 |
12 Mos. |
3.2500% |
3.2111% |
|
$500 |
15 Mos. |
3.2500% |
3.2111% |
|
$500 |
18 Mos. |
3.2500% |
3.2111% |
|
$500 |
21 Mos. |
3.2500% |
3.2111% |
|
$500 |
24 Mos. |
3.2500% |
3.2111% |
|
$500 |
30 Mos. |
3.2500% |
3.2111% |
|
$500 |
48 Mos |
3.2500% |
3.2111% |
|
$500 |
60 Mos. |
3.2500% |
3.2111% |
|
Traditional & Roth IRA Variable Certificate |
$25 |
24 Mos. |
3.2500% |
3.2111% |
|
Traditional & Roth Conduit IRA Shares* |
$25 |
- |
0.2500% |
0.2498% |
|
Traditional & Roth Conduit IRA |
$500 |
152 Days |
4.2500% |
4.1839% |
|
$500 |
182 Days |
3.2500% |
3.2111% |
|
$500 |
210 Days |
3.2500% |
3.2111% |
|
$500 |
270 Days |
3.2500% |
3.2111% |
|
$500 |
12 Mos. |
3.2500% |
3.2111% |
|
$500 |
18 Mos. |
3.2500% |
3.2111% |
|
$500 |
24 Mos. |
3.2500% |
3.2111% |
|
$500 |
30 Mos. |
3.2500% |
3.2111% |
|
$500 |
48 Mos |
3.2500% |
3.2111% |
|
$500 |
60 Mos. |
3.2500% |
3.2111% |
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~ Rates are subject to change without notice
~
*Annual Percentage Yield (APY) and dividend rates are the prospective
yields and rates that the Credit Union anticipates paying for the
quarterly dividend period. |
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Certificate Rate includes additional .25% for members who meet the
requirements of a Tropical Plus Relationship |
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Plus Relationship Requirements: Maintain $10,000 in average daily
deposits or $30,000 in month end loan balances |
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** A minimum balance of $2,500 must be maintained in checking account
each day to earn a dividend on the daily balance and obtain the declared
annual percentage yield. |
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*** Dividends are not paid on the Business Cash Management Checking
account. Rather an interest credit is earned to offset fees. |
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Business Performance Checking: A minimum balance of $5,000 must be
maintained in checking account each day to earn a dividend on the daily
balance |
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Business High Performance Checking: A minimum balance of $10,000 must be
maintained in checking account each day to earn a dividend on the daily
balance |
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**** A minimum balance of $10,000 must be maintained in checking account
each day to earn a dividend on the daily balance and obtain the declared
annual percentage yield. |
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